Software engineer and investor. I write about markets and businesses.

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I write about finance and ideas.

On X

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A selection of my posts on X as @Jera_Value.

417 posts

Visits to my websites over the last 12 months: 📖 Cuentos Zen: 3.4k (+129%) 📊 Readstats: 12.1k (+2%) 🔥 Roast My Web: 76.6k (+119%)* 🔍 Find My Moat: 50.3k** Links 👇 *Not representative, since I ran ads. **Launched in October 2025.

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    📖 Cuentos Zen: cuentos-zen.com 📊 Readstats: readstats.com 🔥 Roast My Web: roastmyweb.com 🔍 Find My Moat: findmymoat.com

Views: 373Likes: 5Replies: 3Reposts: 0View on X

“Money doesn’t buy happiness” is what people who’ve never had to choose between paying for gas or eating keep saying. Those who have know that at least you cry in a heated home.

Views: 607Likes: 7Replies: 2Reposts: 0View on X

🚀 We’re launching Find My Moat on Product Hunt! 🚀 My biggest gift to the investing community so far. A 100% free project that I hope helps a lot of people. Can we make it to number 1? 🏆 I’ll share the link in the next tweet if you want to stop by and say hi. 👇👇👇

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    Link to the Product Hunt page: producthunt.com/products/find-my-moat?ut…

Views: 1.4KLikes: 9Replies: 2Reposts: 1View on X

🥖 5 misconceptions about dividend investing Today I’ve got a short thread to clear up some misconceptions I’ve seen about dividends on social media. Are dividends deducted from the share price? What does Warren Buffett think about dividends? Let’s take a look! 🧵

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    1. Are dividends deducted from the share price? 📉 > “Dividends don’t affect the share price.” I’ve heard this a thousand times and IT’S FALSE. Dividends DO affect the price.

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    2) “Dividend-paying stocks do better in the market” 📈 People often confuse causation here. They assume: “Paying dividends causes good stock market performance.” This is NOT true (at least not entirely).

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    3) “Most of the S&P 500’s returns come from reinvested dividends” This may be true for certain periods, but it is NOT an argument for dividend investing. The key nuance here is to consider the counterfactual.

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    4) “A high yield (>7%) is easy and desirable” This claim is incredibly dangerous if you don’t talk about the risks. It’s worth highlighting the risk of yield traps. Companies with high dividends, but at the expense of a deteriorating business or future dividends.

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    5) “Buffett is pro-dividends” Buffett isn’t “pro” or “anti” dividends per se; it depends on the reinvestment opportunity. If the company can reinvest at high returns, it’s better to retain capital or buy back shares (if the price is right). If not, pay dividends.

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    That’s it for today’s short thread. Hope you liked it and that it helps clarify a few things. For some reason, dividends are a very controversial topic in the investing world and are presented as a magic cure-all. Be careful with the magic 🪄

Views: 898Likes: 6Replies: 3Reposts: 0View on X

Luxuries in life: 💪 Being healthy and happy. 🏋️‍♀️ A fit, youthful body. ⏰ Free time to get bored. 🍽️ Eating with your parents. ❤️ A partner who loves you. 🛌 Getting 8 hours of sleep every day. 🎯 Having goals and working towards them.

Views: 334Likes: 12Replies: 1Reposts: 0View on X