Software engineer and investor. I write about markets and businesses.

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I write about finance and ideas.

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Posts about life and mindset.

Posts about life and mindset: habits, decisions and living abroad.

152 posts

When I was a kid, I thought I’d retire at 67. I’ve been updating my goals. ➝ 📚 Study so I can retire at 60 ➝ 📈 Start investing so I can retire at 50 ➝ 🇨🇭Move to Switzerland so I can retire at 40 ➝ 💻 Now I want to start a business so I can retire at 30

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🇨🇭🌲 My 3 keys to surviving the Swiss winter: → A trip to Spain to warm my soul → A heroic dose of fondue → Staying cozy at home (with everything perfectly insulated from the cold) Thank goodness summer is just around the corner

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The problem isn’t that you spend too much, it’s that you DON’T EARN ENOUGH. You can cut back on coffee and Netflix all you want, but the real difference comes from increasing your income. Stop obsessing over saving pennies and start thinking about making dollars.

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