On X
Posts about personal finance: saving, spending, taxes and managing your own money.
69 posts
Currently, I’m at:
🟢 Level S: → Long-term investing (stocks) → Well-paid career + consistent saving (tech)
🔵 Level A: → Specialized services (dev) → Moving to a country with better conditions (Switzerland) → Online businesses (SaaS)
🟡 Level B: → Content creation (this account? though €0 for now)
The problem isn’t that you spend too much, it’s that you DON’T EARN ENOUGH.
You can cut back on coffee and Netflix all you want, but the real difference comes from increasing your income.
Stop obsessing over saving pennies and start thinking about making dollars.
Observation: the post about my monthly income always gets more attention than one about product development or reflections.
People are fascinated by the results, but have little interest in the uncomfortable and boring process.
The power of emails is underestimated.
A well-written email can save you thousands of $$$.
For any digital service, a good email can get you a 10% to 30% discount, plus an extended free trial or other benefits.
Way more worthwhile than penny-pinching methods of saving
Saving and investing are the ladder that connects social classes. Without them, it doesn’t matter how fast you run: you stay on the same rung.
When I was a kid, I thought I’d retire at 67, but little by little I updated my goals.
➝ 📚 Study something with good job prospects so I can retire at 60 ➝ 📈 Start investing so I can retire at 50 ➝ 🇨🇭 Move to Switzerland so I can retire at 40 ➝ 💻 Now I want to start a business…
How to MASTER Investing (Naval's Wisdom):
These tips are essential for understanding the game of money. They're basic concepts that help keep you on the right track.
Here are his key ideas for improving your finances...
(looks like clickbait but they're good)
The good? Indie hacking + value investing in the stock market + an obsession with quality. Very interesting.
The bad? That niche doesn’t exist.
You have no idea how excited I am to have my own investment platform. It's been a little dream of mine since I started investing.
