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Posts about personal finance: saving, spending, taxes and managing your own money.
67 posts
Over the last 4 years, I’ve doubled my net worth every year. Just so we’re clear, it’s not magic. Going from zero to building something isn’t that complicated if you focus and go all in (especially when you’re starting with nothing) The hard part starts now: keeping up the pace in 2025. Let’s see if we can keep raising the stakes. 🎯
I don’t aspire to own a house, a car, or an expensive watch. I don’t aspire to upgrade my iPhone every year either. I aspire to work 4 hours a day doing what I’m passionate about. The new wealth isn’t money, it’s freedom.
I'm not buying a new €3,000 gaming computer because, like any good Ulysses, I know how to tie myself to the mast and ignore the sirens' song.
I’m not aiming for a house, a car or an expensive watch. I’m not looking to upgrade my iPhone every year either. I’m aiming to work 4 hours a day doing what I’m passionate about. The new wealth isn’t money, it’s freedom.
Funny how many people claim their biggest problem is money, but still can’t be bothered to open a book and try to solve it.
Currently, I’m at: 🟢 Level S: → Long-term investing (stocks) → Well-paid career + consistent saving (tech) 🔵 Level A: → Specialized services (dev) → Moving to a country with better conditions (Switzerland) → Online businesses (SaaS) 🟡 Level B: → Content creation (this account? though €0 for now)
Quoted post💰 The mental model that has helped me make over €100,000 → Positive optionality and asymmetric risk.
When I was a kid, I thought I’d retire at 67. I’ve been updating my goals. ➝ 📚 Study so I can retire at 60 ➝ 📈 Start investing so I can retire at 50 ➝ 🇨🇭Move to Switzerland so I can retire at 40 ➝ 💻 Now I want to start a business so I can retire at 30
The problem isn’t that you spend too much, it’s that you DON’T EARN ENOUGH. You can cut back on coffee and Netflix all you want, but the real difference comes from increasing your income. Stop obsessing over saving pennies and start thinking about making dollars.
Observation: the post about my monthly income always gets more attention than one about product development or reflections. People are fascinated by the results, but have little interest in the uncomfortable and boring process.
